- Where
- Apps > Payments
- You need
- A Pay by bank (GoCardless) account. Works when your store sells in GBP or EUR.
- Price
- Free with every Zepsell store. Pay by bank (GoCardless) charges for its own service
What it does
- Shoppers choose their bank and approve the payment in their banking app; no card details
- Faster Payments in the UK and SEPA bank transfers in the eurozone
- Fees well under card rates, and no card chargebacks
- Orders are placed once GoCardless confirms the money, usually within seconds
Set up Pay by bank (GoCardless)
- In your Zepsell dashboard, open your store and go to Apps.
- Under Payments, open Pay by bank (GoCardless).
- Sign up at gocardless.com (or manage-sandbox.gocardless.com to try it first; sandbox signup is free). Then Developers > Create > Access token, with read-write access, and paste it into the app. A token starting sandbox_ uses the sandbox. Instant Bank Pay must be on for your account; GoCardless switches it on when you ask.
- Recommended: in GoCardless, Developers > Create > Webhook endpoint, paste the webhook address shown in the app and copy its secret into the app. Bank payments are sometimes confirmed a little after the shopper comes back, and the webhook is what places those orders.
- Fill in the settings and press Save and install. Pay by bank (GoCardless) appears at checkout once your store restarts, in about a minute.